Evaluating the Predictive Efficiency of the CAGEX-Rating System in Managing Bank Credit Risks: Evidence from Algerian Small and Medium Enterprises. JEMS [Internet]. 2026 Jul. 31 [cited 2026 Oct. 25];26(01):46-61. Available from: https://revuejems.univ-setif.dz/index.php/jems/article/view/477