TAKAAFUL OPERATION: APPRAISAL OF THE EXISTING MODELS AND EXPLORATION OF A POSSIBLE ALTERNATIVE, THE WADI’AH MODEL. JEMS. 2011;11(11):11-26. تاريخ الوصول أكتوبر 26, 2026. https://revuejems.univ-setif.dz/index.php/jems/article/view/163